Why I Have Insurance

As most of you know, I have the happy luck of being prone to weird medical problems. Luckily I have good medical insurance so I don't get stuck paying the full amount of bills like this:

and this:

when I end up in the hospital for six days with viral meningitis.


Since I started law school I have also had dental insurance, which is definitely a blessing when I have to have procedures like this done:



Ever since I started working at Dorsey I have also elected to buy vision insurance. There is no good financial reason for this since the only thing it covers is one eye exam a year and a deep discount on glasses (and my health insurance already covers eye exams). But, I still choose every year to have vision insurance because if I have it, I feel obligated to get a new pair of glasses like these in order to make it worth it:


And who doesn't like a good excuse to buy a new pair of glasses every year?!